As a tenant, you are responsible for your accommodation : it is mandatory that you subscribe to home insurance. It helps to protect you from different risks: fire, explosion, water damage. It can be subscribed with a mutual, a bank or a private insurer.
You must insure your accommodation :
- before signing your rental agreement (you will need to provide a certificate of insurance to your lessor)
- every year
- in the private or university residence
In case of roommate each roommate must provide home insurance
ESN Toulouse has a partnership with Homebrella, you can find all the information here.